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Yield (% Return)

This is indicative % returns on your bond investments

Balance tenure

Time period after which your initial investment is paid back

Interest payment frequency

Time period between two interest payments on your bond

Credit rating

This shows the safety of the issuer. Higher the rating - safer the bond

Your Money,
Your Rules
Digital FD Coming Soon

Watch this space for more updates!

You don't need to WAIT! Open your FD right NOW!

Our FD Partner

Shriram Finance Limited

Interest Rate*

up to 9.4% p.a.

Minimum Investment

₹ 5,000

Tenure

12 - 60 Months

Lock In

3 Months

Rating

CRISIL AA+

Institution Type

NBFC

For Assistance - Call your RM or dial
080-69199888

*Indicative Interest Rate, subject to change. T&C apply

FAQs

The minimum tenor for a Shriram Finance FD is 12 months and the maximum is 5 years.
Shriram Finance provides Monthly/Quarterly/Half Yearly and Yearly option for payment of interest. The interest is directly credited to the bank account via NEFT (National Electronic Fund Transfer).
Yes, Shriram Finance provides preferential interest rates for specific customer segments. Senior citizens can enjoy an additional 0.50% interest rate on their fixed deposits, while women depositors are eligible for an extra 0.10% interest rate per annum.
Shriram Finance offers auto-renewal and auto refund options. When booking a fixed deposit, the depositor can choose the auto-renewal or auto refund option. If the depositor has not opted for either, here are the options to choose from at maturity.

  • Renew your principal amount on the maturity date.
  • Renew your interest amount on the maturity date.
  • Close your fixed deposit at the maturity date.
There will be absolutely no changes for the existing deposits as Shriram Finance is obliged to pay the contracted rate till its maturity as per the current rules. The revised rates will apply only to fresh deposits and renewals made on or after the date from which the new rates are applicable.

What is the minimum/maximum investment tenor with Shriram Finance FD?

The minimum tenor for a Shriram Finance FD is 12 months and the maximum is 5 years.

What are the interest frequencies available and modes by which the interest is paid?

Shriram provides Monthly/Quarterly/Half Yearly and Yearly option for payment of interest. The interest is directly credited to the bank account via NEFT (National Electronic Fund Transfer).

Are there any special interest rates offered by Shriram Finance?

Yes, Shriram Finance provides preferential interest rates for specific customer segments. Senior citizens can enjoy an additional 0.50% interest rate on their fixed deposits, while women depositors are eligible for an extra 0.10% interest rate per annum.

What happens at maturity?

Shriram Finance offers auto-renewal and auto refund options. When booking a fixed deposit, the depositor can choose the auto-renewal or auto refund option. If the depositor has not opted for either, here are the options to choose from at maturity.

  • Renew your principal amount on the maturity date.
  • Renew your interest amount on the maturity date.
  • Close your fixed deposit at the maturity date.

What happens if the prevalent interest rates come down or goes up?

There will be absolutely no changes for the existing deposits as we are obliged to pay the contracted rate till its maturity as per the current rules. The revised rates will apply only to fresh deposits and renewals made on or after the date from which the new rates are applicable.

Digital Fixed Deposits
Launching
Soon!